Q31. What is the role of the UMANG app in accessing e-Governance services?
a) Provides news updates
b) Facilitates online payments
c) Offers a unified platform for various government services
d) Manages social media accounts
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Correct Answer: c) Offers a unified platform for various government services
Explanation: The UMANG app provides a centralized platform where users can access a wide range of e-Governance services, including those related to health, transportation, and more.
Q32. What does the acronym AEPS stand for in digital transactions?
a) Aadhaar Enabled Payment System
b) Automated Electronic Payment System
c) Aadhaar Electronic Processing Service
d) Advanced Electronic Payment Solution
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Correct Answer: a) Aadhaar Enabled Payment System
Explanation: AEPS (Aadhaar Enabled Payment System) uses Aadhaar numbers to authenticate transactions and provide banking services, offering a secure way to perform transactions.
Q33. Which of the following is a primary feature of PoS systems?
a) Allows remote transactions
b) Provides a physical location for transactions
c) Operates only online
d) Requires high-speed internet
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Correct Answer: b) Provides a physical location for transactions
Explanation: PoS (Point of Sale) systems typically involve physical terminals or registers where transactions occur, such as at retail stores or restaurants.
Q34. Which system is used for electronic fund transfers within India?
a) IMPS
b) RTGS
c) NEFT
d) USSD
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Correct Answer: c) NEFT
Explanation: NEFT (National Electronic Fund Transfer) is used for electronic fund transfers within India, allowing users to transfer money between banks across the country.
Q35. Which payment service allows you to make transactions using a mobile phone number?
a) RTGS
b) NEFT
c) IMPS
d) AEPS
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Correct Answer: c) IMPS
Explanation: IMPS (Immediate Payment Service) allows transactions using a mobile phone number, facilitating quick and convenient transfers between accounts.
Q36. What is a common use of QR Codes in e-commerce?
a) Generating bank account numbers
b) Facilitating quick and secure payments
c) Tracking shipment status
d) Managing loyalty points
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Correct Answer: b) Facilitating quick and secure payments
Explanation: QR Codes are widely used in e-commerce to facilitate fast and secure payments by scanning the code to initiate transactions.
Q37. What does RTGS stand for?
a) Real-Time Global Settlement
b) Real-Time Gross Settlement
c) Real-Time General Settlement
d) Real-Time Guaranteed Settlement
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Correct Answer: b) Real-Time Gross Settlement
Explanation: RTGS (Real-Time Gross Settlement) is a system for high-value transactions, processing payments in real-time and providing immediate settlement.
Q38. Which of the following is NOT a feature of internet banking?
a) Online fund transfers
b) Access to physical bank branches
c) Bill payments
d) Account management
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Correct Answer: b) Access to physical bank branches
Explanation: Internet banking provides services such as fund transfers, bill payments, and account management online, but it does not involve access to physical bank branches.
Q39. Which tool is used for secure online transactions without internet access?
a) e-Wallet
b) QR Code
c) USSD
d) UPI
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Correct Answer: c) USSD
Explanation: USSD (Unstructured Supplementary Service Data) allows secure transactions and banking services without needing an internet connection, using simple text-based codes.
Q40. What type of service is typically provided by an e-Hospital system?
a) Railway ticket booking
b) Passport issuance
c) Health records management and appointment scheduling
d) Financial services
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Correct Answer: c) Health records management and appointment scheduling
Explanation: e-Hospital systems manage health records, appointment scheduling, and other medical services electronically, improving healthcare delivery efficiency.