Q1. What is the primary objective of the Pradhan Mantri Jan-Dhan Yojana (PMJDY)?
a) To provide free education to all citizens
b) To ensure access to various financial services for all households
c) To provide healthcare facilities to all citizens
d) To provide employment opportunities to all citizens
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Correct Answer: b) To ensure access to various financial services for all households
Explanation: The primary objective of the Pradhan Mantri Jan-Dhan Yojana (PMJDY) is to ensure access to various financial services for all households in the country. This includes the availability of basic savings bank accounts, access to need-based credit, remittances, insurance, and pension facilities
Q2. Which debit card is provided to the beneficiaries of the PMJDY scheme?
a) Visa Debit Card
b) Mastercard Debit Card
c) RuPay Debit Card
d) Maestro Debit Card
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Correct Answer: c) RuPay Debit Card
Explanation: The beneficiaries of the PMJDY scheme receive a RuPay Debit Card, which comes with an inbuilt accident insurance cover of ₹1 lakh
Q3. What is the maximum loan amount that can be availed by an account holder under the PMJDY scheme?
a) ₹2,000
b) ₹5,000
c) ₹10,000
d) ₹15,000
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Correct Answer: b) ₹5,000
Explanation: An account holder under the PMJDY scheme can avail a loan of up to ₹5,000 against their bank account
Q4. What is the life insurance cover provided under the PMJDY scheme?
a) ₹10,000
b) ₹20,000
c) ₹30,000
d) ₹50,000
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Correct Answer: c) ₹30,000
Explanation: The PMJDY scheme provides a life insurance cover of ₹30,000 to eligible account holders, payable on the death of the beneficiary due to any cause
Q5. Which of the following is NOT a feature of the PMJDY scheme?
a) Zero balance savings account
b) No minimum balance requirement
c) Free healthcare facilities
d) Overdraft facility
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Correct Answer: c) Free healthcare facilities
Explanation: The PMJDY scheme offers various features such as zero balance savings account, no minimum balance requirement, RuPay Debit Card, insurance cover, and overdraft facility. However, it does not provide free healthcare facilities
Q6. What is the slogan of the Pradhan Mantri Jan-Dhan Yojana (PMJDY) scheme?
a) “Sabka Saath, Sabka Vikas”
b) “Mera Khaata, Bhagya Vidhata”
c) “Jai Jawan, Jai Kisan”
d) “Garibi Hatao, Desh Bachao”
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Correct Answer: b) “Mera Khaata, Bhagya Vidhata”
Explanation: The slogan of the PMJDY scheme is “Mera Khaata, Bhagya Vidhata,” which means “My account, fortune maker”
Q7. In which year was the Pradhan Mantri Jan-Dhan Yojana (PMJDY) launched?
a) 2012
b) 2013
c) 2014
d) 2015
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Correct Answer: c) 2014
Explanation: The Pradhan Mantri Jan-Dhan Yojana (PMJDY) was launched by the Prime Minister of India, Narendra Modi, on August 28, 2014
Q8. Which of the following is a benefit of the PMJDY scheme?
a) Free education for all citizens
b) Direct Benefit Transfer (DBT) of government schemes
c) Free housing for all citizens
d) Guaranteed employment for all citizens
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Correct Answer: b) Direct Benefit Transfer (DBT) of government schemes
Explanation: One of the benefits of the PMJDY scheme is the channeling of all government benefits (from Centre/State/Local Body) to the beneficiaries’ accounts and pushing the Direct Benefits Transfer (DBT) scheme of the Union Government
Q9. What is the minimum age for minors to open an account under the PMJDY scheme with a guardian to manage it?
a) 5 years
b) 8 years
c) 10 years
d) 12 years
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Correct Answer: c) 10 years
Explanation: Minors of age 10 and older can open an account under the PMJDY scheme with a guardian to manage it
Q10. Which of the following is NOT a financial service provided under the PMJDY scheme?
a) Basic savings bank account
b) Access to need-based credit
c) Free legal services
d) Insurance and pension facilities
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Correct Answer: c) Free legal services
Explanation: The PMJDY scheme provides various financial services such as basic savings bank accounts, access to need-based credit, remittances, insurance, and pension facilities. However, it does not provide free legal services
Q11. What is the primary objective of the Make in India initiative?
a) To promote tourism in India
b) To increase agricultural production
c) To transform India into a global manufacturing hub
d) To improve healthcare facilities in India
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Correct Answer: c) To transform India into a global manufacturing hub
Explanation: The primary objective of the Make in India initiative is to transform India into a global manufacturing hub, attracting investments and fostering innovation in the manufacturing sector
Q12. How many sectors are targeted under the Make in India 2.0 initiative?
a) 10
b) 15
c) 25
d) 27
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Correct Answer: d) 27
Explanation: The Make in India 2.0 initiative focuses on 27 key sectors in the manufacturing and services industries, aiming to boost investment, innovation, and job creation in these sectors
Q13. Which of the following is NOT a sector targeted under the Make in India initiative?
a) Automobiles
b) Biotechnology
c) Renewable Energy
d) Telecommunications
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Correct Answer: d) Telecommunications
Explanation: The Make in India initiative targets various sectors, including automobiles, biotechnology, and renewable energy. However, telecommunications is not one of the targeted sectors
Q14. What is one of the major achievements of the Make in India initiative?
a) Highest-ever annual FDI inflow
b) Elimination of poverty
c) Universal healthcare coverage
d) 100% literacy rate
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Correct Answer: a) Highest-ever annual FDI inflow
Explanation: One of the major achievements of the Make in India initiative is the highest-ever annual FDI inflow, which reached USD 83.6 billion in 2022
Q15. Which of the following challenges is faced by the Make in India initiative?
a) Lack of skilled labor
b) Excessive government intervention
c) Low demand for manufactured goods
d) Insufficient natural resources
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Correct Answer: a) Lack of skilled labor
Explanation: One of the challenges faced by the Make in India initiative is the lack of skilled labor in the manufacturing sector, making it difficult for companies to find the right personnel to operate their manufacturing plants
Q16. What is the primary objective of the Swachh Bharat Mission?
a) To promote tourism in India
b) To increase agricultural production
c) To eliminate open defecation and improve solid waste management in India
d) To improve healthcare facilities in India
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Correct Answer: c) To eliminate open defecation and improve solid waste management in India
Explanation: The primary objective of the Swachh Bharat Mission is to eliminate open defecation and improve solid waste management in India. The mission aims to achieve universal sanitation coverage and provide every rural family with a toilet, ensuring a cleaner and healthier environment
Q17. When was the Swachh Bharat Mission launched?
a) 2012
b) 2013
c) 2014
d) 2015
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Correct Answer: c) 2014
Explanation: The Swachh Bharat Mission was launched by Prime Minister Narendra Modi on October 2, 2014. The mission aimed to make India open defecation free and improve solid waste management across the country
Q18. Which of the following is a benefit of the Swachh Bharat Mission?
a) Boosting tourism
b) Reducing air pollution
c) Increasing agricultural production
d) Providing free education
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Correct Answer: a) Boosting tourism
Explanation: One of the benefits of the Swachh Bharat Mission is boosting tourism. A cleaner India sends a positive message to tourists worldwide, making the country more attractive for visitors
Q19. What is the target year for achieving an open defecation free India under the Swachh Bharat Mission?
a) 2017
b) 2018
c) 2019
d) 2020
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Correct Answer: c) 2019
Explanation: The Swachh Bharat Mission aimed to make India open defecation free by October 2, 2019, which marked the 150th birth anniversary of Mahatma Gandhi
Q20. Which of the following is NOT a component of the Swachh Bharat Mission?
a) Swachh Bharat Mission (Gramin)
b) Swachh Bharat Mission (Urban)
c) Swachh Bharat Mission (Industrial)
d) Swachh Bharat Mission (Rural)
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Correct Answer: c) Swachh Bharat Mission (Industrial)
Explanation: The Swachh Bharat Mission has two components: Swachh Bharat Mission (Gramin), which focuses on rural sanitation, and Swachh Bharat Mission (Urban), which focuses on urban sanitation. There is no specific component for industrial areas